02 March 2014

How to reduce housing loan using EPF money?

EPF seriously is kind of super efficient nowadays. I never knew that withdrawing ur hard-earned epf money can actually takes a mere 1/2hr only. Thats really fast voila!! I did that in Jln Gasing's branch last friday, while hubby was super lucky for it took him only 5min in the Kajang's branch.

So wait no more peeps. Go withdraw ur fund in Akaun 2 to reduce ur housing loan. A lump sum direct pymt to our bank will knock-off the principals, and this in effect shall reduce ur no.of monthly installment quite significantly. I couldnt stop smiling when doing a quick calculations on the remaining balance. Alhamdulillah moga cepatlah debt-free!

Oh since this is our 2nd time doing the withdrawal, epf only requires our latest loan statement issued by the bank. No other documentations are required. (Of course the officer will request for ur ic for verification, n u need to place ur thumbprint onto one form). Thumbs up!!

Withdrawal can be done once a yr. We sure gonna visit epf again nx yr :)

P/s: jgn lupa buat e-filling uols. EA form dah keluar. As for me this yr, i wanna claim for my precious cross-trainer bought last yr haha


Siti Kartini said...

ha ah ek!!! aku pun nak claim gak le aku nye treadmill tu *wpun boleh kira dgn jari brapa kali pakai ahahahah*

y@tipruzz said...

Limit 300 je alat sukan. Nyampah sgt!!