As a continuation on Aini's post on the status of ASB:
- i've decided to take out half of my money and deposit it in Tabung Haji (and yes i dont have any TH account, so that requires me to open up a new account with TH).
- i'll maintain the other half of it inside ASB, and that will be used to finance my mba soon (soon=either march or july intake, am still thinking about it)
-hubby will also transfer his money into TH
-we'll terminate ASW idlan, open up a new TH account for him, and transfer all the money into TH
- apart from that, we've looking for any other attractive financial instruments like fixed deposit, dinar emas, etc etc...fixed deposit is not to our favour at the moment. The dividen offered is quite low compared to TH, plus lower liquidity in the sense that the money parked inside cannot be taken out before the maturity period agreed beforehand. Dinar emas, we're still digging up some info on it. Playing shares wouldnt be a good option at the moment, according to my informer, the market is going upside down and the risk is well, higher! Unit trust, hmm we're not interested to invest particularly because of the lower return, plus longer terms of investment for promising returns. Bank rakyat, obviously that was the best option besides ASB but sorry dear, the offer is already closed.
Oh i forgot to mention, yesterday we managed to get idlan's photos been captured in passport size. He's only 13 mo and he'll be having his own international passport soon, see how lucky he is to have a mother and father like us hehe
With that, i couldnt stop myself from counting and hoping time to fly as fast as possible. Our March holiday escapade is waiting, plus my mba intake (if jadi amik bulan march hehe)....see the conflict, if i were to start my class on march, i'll have to escape 2 weeks of lectures for our holiday, that'll be on march and june. Plus i have to forward my own money for registration thingy bla bla bla...but if i wait till july, i'd probably being able to secure for T* scholar, plus being able to enjoy the holiday with free of mind. So that leaves a big question mark in my head...no wonder it keeps on spinning :p